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Well, if you want ideas from someone you don't really know, over the Internet ;-)  here's mine..

Sounds like you need a "me" day. A day to get away from all responsibilities, activities, etc. It doesn't have to involve anything that costs money... just time to think, read, maybe have some coffee or whatever might re-center you. That's what helps me when I feel I'm in over my head.

Another thing that helps me feel in control is using my online budget tool (I use Mint.com). Even if my money's not what I want it to be, seeing where I'm spending inevitably gives me a plan to get where I want to be.

Hope that helps... good luck!

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